Model occupancy, seasonality, expenses and true cash flow for any short-term rental — across the whole year, not one optimistic average. From our team to you: run it yourself, as many times as you want, before you decide.
FREE · NO SIGNUP · YOUR NUMBERS NEVER LEAVE YOUR DEVICE
Some short-term rentals are great investments. Some are money pits wearing hot tubs. The difference is in the numbers, not the listing photos.
Peak weeks, shoulder months, dead season — modeled month by month so you see what the year actually looks like.
Test conservative, expected and stretch rates side by side instead of betting the deal on one guess.
Cleaning, management, utilities, supplies, reserves, financing — the costs listing photos never mention.
Down payment, rate and term wired into the cash flow — not bolted on as an afterthought.
The verdict numbers investors actually use, computed the way an underwriter would.
Pro doesn't just calculate — it reads your deal and tells you where it's strong and where it leaks, in plain English.
Price, financing, and your best read on rates and occupancy. Estimates are fine — you can test ranges.
Set the months that boom and the months that don't. The calendar drives everything.
Every recurring expense, from cleaning to reserves. Honesty here is what separates analysis from hope.
Cash flow, cash-on-cash, cap rate — and with Pro, an AI read on the whole deal plus a branded report to keep.
Pro is available at no charge to Vacation Home Group clients — click ⭐ PRO in the app to unlock instantly. Standard access is instant, no account needed.
| FEATURE | STANDARD | ⭐ PRO |
|---|---|---|
| Core Calculator | ||
| 3-Scenario Analysis (Worst / Likely / Best) | ✓ | ✓ |
| Full PITI calculator (P&I, tax, insurance, PMI, HOA) | ✓ | ✓ |
| Down Payment % | $ toggle | ✓ | ✓ |
| Closing Costs % | $ toggle | ✓ | ✓ |
| Household Essentials $ | $/ft² toggle | ✓ | ✓ |
| Lodging Tax % with treatment modes | ✓ | ✓ |
| OTA Fee treatment toggle (Net / Expense) | ✓ | ✓ |
| Property photo + acreage | ✓ | ✓ |
| Results & Analysis | ||
| 10 STR-focused scenario metrics per card | ✓ | ✓ |
| Monthly Operating Detail + expense donut chart | ✓ | ✓ |
| Annual Summary (12 metrics) | ✓ | ✓ |
| Deal Score & Investor Grade (A–D, 7 signals) | ✓ | ✓ |
| What-If sliders (ADR, Occ, Price, Rate) | ✓ | ✓ |
| STR vs. LTR Comparison | ✓ | ✓ |
| Charts (expense pie, 10-yr projection, returns) | ✓ | ✓ |
| ⭐ Pro Only | ||
| Renovation Worksheet (16 presets) | — | ✓ |
| HELOC modeling (Equity Source or Primary Loan) | — | ✓ |
| Seasonality Mode + Smart Spread (12-month modeling) | — | ✓ |
| Mortgage Scenarios (compare up to 3 loans) | — | ✓ |
| Tax Benefits estimate (depreciation, cost segregation) | — | ✓ |
| Appreciation & Total Return projection | — | ✓ |
| Property Manager suite + PM Library | — | ✓ |
| Save & Compare up to 3 properties | — | ✓ |
| PDF export | — | ✓ |
| Seasonal Pacing & Quick Comps benchmark charts | — | ✓ |
Switch to Pro inside the calculator for the full property-management suite: owner usage nights, save & compare, side-by-side tables, duplicate properties, comps notes, and PDF export.
Everything runs in your browser. Your purchase price, your income, your numbers — none of it leaves your device or lands in anyone's database. You get answers; nobody gets your phone number.